Applying for a home loan doesn't have to be complicated
Use our Mortgage Checklist below to help you gather the documents typically requested to avoid delays in processing your mortgage loan.

• Completed Loan Application package and signed Intent to Proceed
• Home owner's Insurance Declaration Page (if refinancing)
• Valid Photo ID
• Current Mortgage Statement (if applicable)
• W2s from last two years
• Paystubs from last 30 days with year-to-date (YTD) earnings
• Two months of current bank statements, all pages
• Social Security or Pension Awards letters (if applicable)
• Last two years of tax returns
• DivorceDecree (if applicable)
• TrustDocuments (if applicable)

As a home builder, we see firsthand how getting pre-approved can greatly benefit homebuyers. When you’re pre-approved, it gives you a clear understanding of your budget and aligns your expectations with the homes we can build or customize for you. It shows us that you’re a serious buyer, ready to move forward, which allows us to better plan our resources and timelines to meet your needs. Additionally, having financing secured upfront helps streamline the entire home-buying process, from selecting finishes to completing construction, so you can move into your new home faster without unexpected delays. Pre-approval gives you confidence and clarity, and it allows us to make your home-buying experience as smooth and efficient as possible.